Commercial Property Finance

Finance your commercial property purchase, refinance or development with flexible terms

Why Choose Commercial Property Finance?

Build equity in your commercial property while maintaining cash flow for your business operations

Competitive Rates

Starting from 5.5% p.a. with flexible repayment options tailored to your cash flow

Fast Approval

Get approved in as little as 48 hours with our streamlined commercial property process

Flexible Terms

Loan terms from 5-25 years with options for interest-only periods and early repayment

High LVR Options

Borrow up to 80% of property value with strong business financials and security

Property Expertise

Specialized lending for all types of commercial properties and business premises

Dedicated Support

Personal relationship managers and property finance specialists to guide you

Commercial Properties We Finance

From office buildings to industrial warehouses, we finance commercial properties across all sectors

Office Buildings

  • • CBD office towers
  • • Suburban office parks
  • • Co-working spaces
  • • Medical centers

Retail Properties

  • • Shopping centers
  • • Strip malls
  • • Standalone retail
  • • Service stations

Industrial & Warehouses

  • • Manufacturing facilities
  • • Distribution centers
  • • Cold storage
  • • Workshops

Hospitality & Tourism

  • • Hotels and motels
  • • Restaurants and cafes
  • • Tourist accommodation
  • • Conference centers

Specialized Properties

  • • Childcare centers
  • • Aged care facilities
  • • Storage facilities
  • • Car parks

Mixed Use Properties

  • • Retail with offices
  • • Commercial with residential
  • • Multi-tenant buildings
  • • Development sites

Finance Options

Choose the financing structure that works best for your commercial property needs

Purchase Finance

  • • Finance up to 80% of property value
  • • Terms from 5-25 years
  • • Interest-only options available
  • • Competitive rates from 5.5% p.a.
  • • Fast approval process

Best for: Businesses purchasing their first commercial property

Refinance

  • • Lower your interest rate
  • • Access equity for business growth
  • • Consolidate multiple loans
  • • Improve cash flow
  • • No early repayment penalties

Best for: Businesses with existing commercial property loans

Development Finance

  • • Finance construction costs
  • • Progress payments available
  • • Terms up to 3 years
  • • Interest capitalisation options
  • • Experienced development team

Best for: Property developers and construction businesses

Investment Property

  • • Finance investment properties
  • • Rental income considered
  • • Interest-only options
  • • Portfolio expansion
  • • Tax-effective structures

Best for: Property investors and portfolio builders

Rates & Terms

Competitive rates and flexible terms for commercial property finance

Loan Amounts

$200K - $10M

Finance commercial properties of all sizes

Interest Rates

From 5.5% p.a.

Competitive rates for commercial property

Loan Terms

5 - 25 Years

Flexible terms to suit your needs

Maximum LVR

Up to 80%

Higher LVR with strong financials

Eligibility Requirements

Simple criteria to qualify for commercial property finance

Business Requirements

  • Australian registered business (ABN required)
  • Minimum 2 years trading history
  • Strong financial position and cash flow
  • Good credit history
  • Clear business purpose for the property

Property Requirements

  • Commercial property in Australia
  • Suitable for business use
  • Good location and accessibility
  • Adequate security and insurance
  • Professional valuation required

Ready to Invest in Commercial Property?

Get the financing you need for your commercial property investment. Apply today and get approved within 24 hours.