Car Finance

Drive away in your dream car with competitive finance

From 6.5% p.a.

Competitive interest rates

24-Hour Approval

Fast application process

New & Used Cars

Finance any vehicle type

Finance Your Dream Car

Whether you're buying a new car or a used vehicle, we help you find the right car finance with competitive rates and flexible terms. Our AI-powered platform compares rates from multiple lenders to get you the best deal.

Get approved in as little as 24 hours with our streamlined application process. We finance all types of vehicles including cars, SUVs, utes, and even motorcycles. No matter your credit history, we'll help you find a solution.

Drive away in your dream car today

Why Choose Jokuda?

Competitive Rates

Starting from 6.5% p.a. with flexible terms

Fast Approval

Get approved in as little as 24 hours

All Vehicle Types

Cars, SUVs, utes, motorcycles, and more

Flexible Terms

Loan terms from 1-7 years with various repayment options

We Finance All Types of Vehicles

From compact cars to luxury vehicles, we have finance solutions for every type of vehicle

Passenger Cars

Sedans, hatchbacks, and compact cars

SUVs & 4WDs

Sport utility vehicles and four-wheel drives

Utes & Vans

Utility vehicles and commercial vans

Motorcycles

Bikes, scooters, and motorcycles

Car Finance Options

Choose the right car finance structure for your needs and budget

Secured Car Loan

  • • Lower interest rates
  • • Vehicle serves as security
  • • Longer loan terms available
  • • Higher loan amounts
  • • Vehicle can be repossessed if you default

Best for: Most car buyers who want lower rates

Unsecured Car Loan

  • • No vehicle security required
  • • Higher interest rates
  • • Shorter loan terms
  • • Lower loan amounts
  • • Faster approval process

Best for: Borrowers with good credit who want flexibility

Chattel Mortgage

  • • Immediate ownership
  • • Claim GST credits upfront
  • • Claim depreciation
  • • Flexible payment structures
  • • Balloon payment options

Best for: Business owners and tax benefits

Rates & Terms

Competitive rates and flexible terms designed for your car purchase

Interest Rate

From 6.5%

p.a. variable rate

Loan Amount

$5K - $100K

Flexible borrowing limits

Loan Term

1-7 Years

Flexible repayment terms

Approval Time

24 Hours

Fast application process

Car Finance Features

Flexible features to help you manage your car finance effectively

Extra Repayments

Make additional repayments to pay off your loan faster and save on interest costs.

Balloon Payments

Choose a balloon payment option to reduce your monthly repayments.

Early Settlement

Pay off your loan early with minimal or no early repayment fees.

Fast Approval

Get approved quickly with our streamlined application process and AI technology.

Expert Support

Get personalized guidance from our experienced car finance specialists.

Flexible Terms

Choose from various loan terms and repayment frequencies to suit your budget.

Simple Application Process

Get approved for your car finance in just a few simple steps

1

Compare & Choose

Compare rates from multiple lenders and choose the best option for your needs.

2

Apply Online

Complete your application online with our secure, user-friendly platform.

3

Fast Approval

Get approved in as little as 24 hours with our streamlined process.

4

Drive Away

We handle the finance settlement and you drive away in your new car.

Ready to Finance Your Vehicle?

Get the car finance you need to drive your dream vehicle. Apply today and get approved within 24 hours.