Budget Planner

Track your income and expenses, analyze spending patterns, and optimize your budget with Australian-focused recommendations

Income Sources

Expenses

Budget Summary

Total Monthly Income:$0.00
Total Monthly Expenses:$0.00
Monthly Balance:$0.00
Budget Health:Poor
Review your expenses - you're spending more than you earn.

Expense Breakdown

Current Expenses

No expenses added yet. Add your first expense above.

Australian Budget Tips

50/30/20 Rule

50% needs, 30% wants, 20% savings and debt repayment is a good starting point for Australian households.

Housing Costs

Aim to keep housing costs under 30% of gross income. This includes rent/mortgage, rates, and utilities.

Emergency Fund

Maintain 3-6 months of expenses in a high-interest savings account for emergencies.

Superannuation

Consider salary sacrificing to super to reduce taxable income and boost retirement savings.

Tax Deductions

Track work-related expenses, investment property costs, and charitable donations for tax time.

Important Information

• This budget planner is for informational purposes only and should not be considered as financial advice.

• Budget recommendations are based on general Australian household spending patterns and may not suit your specific circumstances.

• Consider consulting with a qualified financial advisor for personalized budget and investment advice.

• Results are estimates only. Actual outcomes may vary based on individual circumstances and economic conditions.