Australian Stamp Duty Calculator

Calculate stamp duty costs for property purchases across all Australian states and territories

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Property Details

Location

State/Territory

Property Information

Property Value ($)

Property Type

New/Off-the-Plan PropertyPrimary Residence

Buyer Information

Buyer Type

First Home Buyer

Base Stamp Duty

Total Stamp Duty

Stamp Duty Breakdown - New South Wales

Calculation Summary

Property Value$0

Base Stamp Duty$0

Total Stamp Duty$0

Effective Rate0.00%

Additional Costs to Consider

Legal/Conveyancing Fees$1,500 - $3,000

Building/Pest Inspection$400 - $800

Loan Application Fee$600 - $1,200

Valuation Fee$300 - $600

Title Transfer/Registration$150 - $300

Estimated Additional Costs$3,000 - $6,000

Stamp Duty Comparison Across Australia

State/Territory	Stamp Duty	Effective Rate	Ranking
Northern Territory	$328.751	0.07%	#1
Australian Capital Territory	$5,600	1.12%	#2
Western Australia	$9,880	1.98%	#3
Queensland	$15,925	3.19%	#4
New South Wales(Selected)	$16,912	3.38%	#5
Tasmania	$19,560	3.91%	#6
South Australia	$19,830	3.97%	#7
Victoria	$25,070	5.01%	#8

* Comparison based on property value of $500,000

First Home Buyer Concessions by State (2025 Updated)

Full Exemption Thresholds:

• NSW: Up to $800,000 (homes), $350,000 (vacant land)
• VIC: Up to $600,000 (all properties)
• QLD: No cap for new homes (from May 2025)
• SA: No stamp duty for new homes (from June 2024)

Partial Concession Limits:

• NSW: $800K-$1M (homes), $350K-$450K (land)
• VIC: $600K-$750K (sliding scale)
• WA: Up to $500K (homes), $450K (land)
• TAS: Up to $400K (full), $600K (partial)
• NT: Up to $385K (full), $650K (partial)
• ACT: Up to $500K (full), $750K (partial)

Note: Queensland and SA have removed stamp duty caps for new homes. NSW concessions apply to both new and existing homes. VIC offers additional off-the-plan concessions. Always verify eligibility requirements with official sources.

Important Considerations

• Foreign Buyer Surcharge: Additional duties apply in most states (0-8% of property value)

• Off-the-Plan: Some states offer concessions for new/off-the-plan properties

• Investment Properties: Generally not eligible for first home buyer concessions

• Commercial Properties: May have different rate structures and higher rates

• Vacant Land: Different rates may apply for land-only purchases

• Rate Changes: Stamp duty rates can change with state budgets - always check current rates

Official Government Sources (2025)

Revenue Websites:

• NSW: revenue.nsw.gov.au
• VIC: sro.vic.gov.au
• QLD: qro.qld.gov.au
• SA: revenuesa.sa.gov.au

Additional Resources:

• WA: wa.gov.au
• TAS: sro.tas.gov.au
• NT: nt.gov.au
• ACT: revenue.act.gov.au

Last Updated: September 2025 | Rates are current as of this date but may change with state budgets

Disclaimer:

• This calculator provides estimates only and should not be considered professional advice
• Stamp duty rates and concessions can change and vary based on specific circumstances
• First home buyer eligibility criteria may include income limits and property value caps
• Additional fees and charges may apply - consult with a conveyancer or solicitor
• Foreign buyer definitions and surcharges vary by state - seek professional advice
• Always verify rates with official government sources before making financial decisions

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