Financial Insights & Guides

Expert advice on home loans, business finance, and financial planning

Debt Consolidation in 2026: A Smarter Path to Financial Control
Credit & Debt

Debt Consolidation in 2026: A Smarter Path to Financial Control

Jokuda Insights | April 2026 Australians are carrying more personal debt than almost anyone on earth. With household debt sitting at 112% of GDP — second only to Switzerland — and credit card balanc...

9 min24
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RBA Bans Credit and Debit Card Surcharges — But Will You Actually Save Money?
Market Insights

RBA Bans Credit and Debit Card Surcharges — But Will You Actually Save Money?

Why the $1.6 billion "win" for consumers may be little more than a pricing shell game — and where the real impact lies. Jokuda Insights | Payments & Fintech Analysis 31 March 2026 | Author: Joe | joku...

11 min48
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Home Loan Refinance Cashback Offers in Australia (March 2026): Are They Worth It?
Home Loans

Home Loan Refinance Cashback Offers in Australia (March 2026): Are They Worth It?

If you've been on the same home loan for a while, there's a good chance you're paying more than you need to. With the RBA cash rate now at 4.10% following the March 2026 hike, several lenders are comp...

7 min150
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Australia Mortgage Market Outlook H2 2026: Interest Rates, Housing Prices & Economic Forecast
Home Loans

Australia Mortgage Market Outlook H2 2026: Interest Rates, Housing Prices & Economic Forecast

Published: March 2026 | Author: Jokuda Research | Last Updated: 14 March 2026 The Australian mortgage market is navigating one of its most complex periods in a generation. With the RBA hiking rates ba...

20 min255
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Top Online Mortgage Lenders in Australia 2025
Home Loans

Top Online Mortgage Lenders in Australia 2025

Explore the best online mortgage lenders in Australia for 2025, offering competitive rates and innovative services.

3 min38
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Navigating Equipment Loans with Bad Credit in Australia
Personal Loans

Navigating Equipment Loans with Bad Credit in Australia

Explore the best equipment loans for bad credit in Australia, with key strategies to secure funding.

2 min59
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Easing Home Loan Barriers for First-Time Buyers in Australia
Home Loans

Easing Home Loan Barriers for First-Time Buyers in Australia

Exploring the impact of proposed changes to home loan regulations on first-time buyers in Australia.

2 min40
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Navigating SBA Loans in Australia: A Comprehensive Guide
Market Insights

Navigating SBA Loans in Australia: A Comprehensive Guide

Explore the intricacies of SBA loans in Australia, including types, terms, and how to qualify for one.

2 min58
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Easing Home Loan Access for First-Time Buyers
Home Loans

Easing Home Loan Access for First-Time Buyers

Exploring new recommendations to make home financing more accessible for Australians.

2 min52
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Mastering Business Loans in Australia: A Comprehensive Guide
Business Loans

Mastering Business Loans in Australia: A Comprehensive Guide

Explore the essentials of business loans in Australia, including calculation tips and market insights.

2 min25
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The Westpac Ruling: Why This Changes Everything About Work in Australia
Market Insights

The Westpac Ruling: Why This Changes Everything About Work in Australia

An analysis of the Fair Work Commission decision that could reshape how we think about where work happens The Fair Work Commission just handed down a decision that's going to make a lot of HR departm...

7 min32
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