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Casual and contract income for Australian loans — how lenders treat it

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Casual and contract income for Australian loans — how lenders treat it

Casual and contract income for Australian loans — how lenders treat it

Jokuda

15 October 2026

8 min read

3 views

Plenty of solid borrowers do not get a neat full-time PAYG salary. They are casual. Or on a fixed-term contract. Or juggle a permanent part-time role with overtime and a side casual job. Lenders can still lend…

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casual income contract income home loan serviceability payslips Australia lending policy

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