Car Loans

Drive away in your dream car with competitive rates from 50+ lenders

Competitive Rates

Competitive interest rates

24-Hour Approval

Fast application process

New & Used Cars

Finance any vehicle type

Finance Your Dream Car

Whether you're buying a new car or a used vehicle, we help you find the right car loan with competitive rates and flexible terms. Our AI-powered platform compares rates from multiple lenders to get you the best deal.

Get approved in as little as 24 hours with our streamlined application process. We finance all types of vehicles including cars, SUVs, utes, and even motorcycles. No matter your credit history, we'll help you find a solution.

Drive away in your dream car today

Why Choose Jokuda?

Competitive Rates

Competitive rates from our panel of 50+ lenders with flexible terms

Fast Approval

Get approved in as little as 24 hours

All Vehicle Types

Cars, SUVs, utes, motorcycles, and more

Flexible Terms

Loan terms from 1-7 years with various repayment options

We Finance All Types of Vehicles

From compact cars to luxury vehicles, we have loan options for every type of vehicle

Passenger Cars

Sedans, hatchbacks, and compact cars

SUVs & 4WDs

Sport utility vehicles and four-wheel drives

Utes & Vans

Utility vehicles and commercial vans

Motorcycles

Bikes, scooters, and motorcycles

Car Loan Options

Choose the right car loan structure for your needs and budget

Secured Car Loan

  • • Lower interest rates
  • • Vehicle serves as security
  • • Longer loan terms available
  • • Higher loan amounts
  • • Vehicle can be repossessed if you default

Best for: Most car buyers who want lower rates

Unsecured Car Loan

  • • No vehicle security required
  • • Higher interest rates
  • • Shorter loan terms
  • • Lower loan amounts
  • • Faster approval process

Best for: Borrowers with good credit who want flexibility

Chattel Mortgage

  • • Immediate ownership
  • • Claim GST credits upfront
  • • Claim depreciation
  • • Flexible payment structures
  • • Balloon payment options

Best for: Business owners and tax benefits

Rates & Terms

Competitive rates and flexible terms designed for your car purchase

Interest Rate

Competitive Rates

From our panel of 50+ lenders

Loan Amount

$5K - $150K

Flexible borrowing limits

Loan Term

1-7 Years

Flexible repayment terms

Approval Time

24 Hours

Fast application process

Car Loan Features

Flexible features to help you manage your car loan effectively

Extra Repayments

Make additional repayments to pay off your loan faster and save on interest costs.

Balloon Payments

Choose a balloon payment option to reduce your monthly repayments.

Early Settlement

Pay off your loan early with minimal or no early repayment fees.

Fast Approval

Get approved quickly with our streamlined application process and AI technology.

Expert Support

Get personalized guidance from our experienced car loan specialists.

Flexible Terms

Choose from various loan terms and repayment frequencies to suit your budget.

Simple Application Process

Get approved for your car loan in just a few simple steps

1

Pre-Qualification

Submit the pre-qualification form or give us a call — we identify up to 3 matched lenders for you.

Time: ~10 minutes
2

Choose & Apply

Select your preferred lender. We gather the required documentation and submit the application on your behalf.

3

Assessment & Approval

Your chosen lender assesses the application and we keep you updated throughout.

Time: Varies by lender
4

Drive Away

Sign documentation, settle the finance, and drive away in your new car.

Time: As fast as same day

Ready to Get Your Car Loan?

Get the car loan you need to drive your dream vehicle. Apply today and get approved within 24 hours.

Car Loans FAQs

Common questions and answers about car loans

Our car loans cover new and used cars, motorcycles, recreational vehicles (RVs), boats, and caravans. We finance vehicles up to 10 years old at time of purchase for used vehicles, and up to 7 years loan term for used vehicles depending on age. Loan amounts range from $5,000 to $150,000 with competitive rates starting from 6.9% p.a. for new vehicles.

Still have questions?

Our team is here to help you find the right car loans solution