Home Loan Borrowing Power Calculator

Discover how much you could potentially borrow for your home loan

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Your Financial Details

Your Income

Rental income, investments, bonuses, etc.

Monthly Expenses & Commitments

Children or other dependents you financially support

Rent, groceries, utilities, transport, etc. Lenders will use HEM (Household Expenditure Measure) if this amount is too low.

Personal loans, car loans, other mortgages

Total credit limits (not current balance)

Loan Details

Your Borrowing Power

Enter Your Details

Fill in your financial information to see your borrowing power

Important Information

• This is an estimate only and not a loan approval or guarantee

• Actual borrowing capacity depends on lender criteria and full assessment

• Rates and policies vary between lenders

• Consider seeking professional financial advice

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