Financial Insights & Guides

Expert advice on home loans, business finance, and financial planning

Why More Australians Feel Broke Despite Owning Property

Published by Jokuda | May 2026 You got approved. The bank said yes. The keys are yours. So why does every month still feel like a scramble? You're not imagining it. And you're not alone. Right now, o...

6 min1615 days ago

Market Insights

The 2026-27 Federal Budget: What It Actually Means for Your Mortgage

Plain English. No jargon. Three changes that hit your home loan whether you noticed or not. The three things you need to know Tuesday night's federal budget did three things that affect every Austra...

6 min17218 days ago

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Investment Property

The 1 July 2027 Reset: How One Valuation Could Save You Up to $45,000 in CGT

The new CGT rules just handed every existing property investor a onetime, can'tberedone tax break. Most won't realise it exists until it's too late. Here's what's actually at stake, and what you need ...

9 min34418 days ago

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Home Loans

Negative Gearing in Australia: 2026 Reform Outlook, Predicted Outcomes, and International Evidence on Property Prices

Prepared: 10 May 2026 (48 hours before the 2026–27 Federal Budget) Audience: Joe Woo, MD, Jokuda Pty Ltd Scope: Current policy state, leaked budget detail, predicted outcomes (short/medium/long term),...

24 min11621 days ago

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Market Insights

The Slow Unwinding of eBay: How a Pioneer Got Outmanoeuvred, and Why GameStop Suddenly Wants In

There was a time when eBay was the internet's flea market, garage sale, and antique store all rolled into one. You could buy a Beanie Baby, a 1967 Mustang, and someone's used graphics card without lea...

8 min22227 days ago

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Home Loans

The Complete Australian Home Loan Refinance Guide 2026: Why the Lowest Rate Isn't Always Your Best Deal

Jokuda Insights · Home Loans · Refinancing By Joe Woo, CFA · Founder, Jokuda Pty Ltd · 14 April 2026 · 18 min read Over 640,000 Australians refinanced in 2025. Most chased a lower rate. Many overlook...

16 min13814 Apr 2026

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Credit & Debt

Debt Consolidation in 2026: A Smarter Path to Financial Control

Jokuda Insights | April 2026 Australians are carrying more personal debt than almost anyone on earth. With household debt sitting at 112% of GDP — second only to Switzerland — and credit card balanc...

9 min1205 Apr 2026

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Market Insights

RBA Bans Credit and Debit Card Surcharges — But Will You Actually Save Money?

Why the $1.6 billion "win" for consumers may be little more than a pricing shell game — and where the real impact lies. Jokuda Insights | Payments & Fintech Analysis 31 March 2026 | Author: Joe | joku...

11 min15931 Mar 2026

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Home Loans

Home Loan Refinance Cashback Offers in Australia (March 2026): Are They Worth It?

If you've been on the same home loan for a while, there's a good chance you're paying more than you need to. With the RBA cash rate now at 4.10% following the March 2026 hike, several lenders are comp...

7 min24925 Mar 2026

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Home Loans

Australia Mortgage Market Outlook H2 2026: Interest Rates, Housing Prices & Economic Forecast

Published: March 2026 | Author: Jokuda Research | Last Updated: 14 March 2026 The Australian mortgage market is navigating one of its most complex periods in a generation. With the RBA hiking rates ba...

20 min42414 Mar 2026

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Home Loans

Top Online Mortgage Lenders in Australia 2025

Explore the best online mortgage lenders in Australia for 2025, offering competitive rates and innovative services.

3 min1363 Nov 2025

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Personal Loans

Navigating Equipment Loans with Bad Credit in Australia

Explore the best equipment loans for bad credit in Australia, with key strategies to secure funding.

2 min1511 Nov 2025

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