FeaturedMarket Insights
How asset and equipment finance works in Australia (structure, not just the rate)
What a chattel-style asset loan usually is, how it differs from a lease, and what “fit” means beyond the headline rate.
5 min15
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Expert advice on home loans, business finance, and financial planning
Market Insights
Chattel mortgage vs personal loan for a work ute in Australia
How business-purpose ute finance often differs from a personal car loan — ownership, GST, records, and what to ask before you sign.
5 min14
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Home Loans
Australia's Housing Market in August 2026: A State-by-State Read, and What September Might Bring
Winter just handed the Australian property market its toughest run since the last downturn. Cotality's national Home Value Index fell 0.9% in August, the fifth straight monthly decline, leaving values...
10 min294
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Home Loans
Help to Buy vs the First Home Buyer Grant: Why Shared Equity Is the Stronger Move Right Now
An insight briefing for firsthome buyers assessing federal and state support in late 2026. Australian firsthome support is no longer one product with a few extras. It is a stack of schemes that look ...
10 min971
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Investment Property
The SMSF Property Rules Are Changing: What Every Investor Needs to Know Before 10 August 2026
If you've been thinking about using your selfmanaged super fund to buy an investment property, the window for one popular strategy is closing — and the date is now locked in. On 26 June 2026, legislat...
6 min362
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Business Loans
You Don't Need Perfect Credit to Fund Your Business
Jokuda Insights | July 2026 Here's something most business owners don't realise: the lending market has moved on from the idea that a credit file has to be spotless before anyone will look at you. The...
3 min467
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Home Loans
House prices are now falling in four capital cities, with Sydney values down close to $50,000 this year.
It's easy to read that as a blip. I don't think it is. What's pulling prices down isn't a oneoff. Borrowing capacity has dropped 7 to 8 percent on the back of higher rates, and that feeds straight int...
1 min260
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Home Loans
Looking Across the Ditch: Why Australian Investors Are Eyeing New Zealand Property in 2026
For a decade, the Australian property investor's playbook barely changed: buy in a capital city, ride the capital growth, wear the negative gearing, repeat. In 2026, that playbook is under pressure — ...
9 min535
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Personal Loans
Personal Loans for Pensioners: How to Borrow Smart, Not Hard
An insight piece for Australian pensioners — and the families helping them. There's a quiet myth that being on the Age Pension shuts you out of borrowing. It doesn't. Australian credit law sets no max...
6 min398
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Credit & Debt
Open Banking Is About to See Your Buy-Now-Pay-Later
What the Consumer Data Right expansion means for borrowers, business owners, and anyone with an Afterpay account they've forgotten about. For years, open banking in Australia really only covered the b...
3 min353
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Home Loans
The Three-Week Window: Why EOFY 2026 Is the Most Consequential Deadline in a Decade
A Jokuda market insight — June 2026 For most of last year, the conversation in Australian lending was about how far rates would fall. That conversation is over. The Reserve Bank has reversed course wi...
5 min377
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Home Loans
Why More Australians Feel Broke Despite Owning Property
Published by Jokuda | May 2026 You got approved. The bank said yes. The keys are yours. So why does every month still feel like a scramble? You're not imagining it. And you're not alone. Right now, o...
6 min503
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