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Expert advice on home loans, business finance, and financial planning
Most people treat the deposit like a gate fee. Hit 20%, you are in. Miss it, you are stuck. That is roughly right for one part of the process. It is not the whole story.
With the 29 September 2026 RBA decision approaching, car and work-vehicle borrowers should compare structure, total cost, and written quotes — not try to out-guess the cash rate.
Fixed-rate lender moves ahead of the 29 September 2026 RBA decision are not the cash rate. Here’s what home, car, and business borrowers should verify in writing before locking anything in.
Before the 29 September 2026 RBA decision: map business facilities and any home loan, stress-test a 0.25 point move, and ask for written options — for hold or hike.
What a chattel-style asset loan usually is, how it differs from a lease, and what “fit” means beyond the headline rate.
How business-purpose ute finance often differs from a personal car loan — ownership, GST, records, and what to ask before you sign.
Winter just handed the Australian property market its toughest run since the last downturn. Cotality's national Home Value Index fell 0.9% in August, the fifth straight monthly decline, leaving values...
An insight briefing for firsthome buyers assessing federal and state support in late 2026. Australian firsthome support is no longer one product with a few extras. It is a stack of schemes that look ...
If you've been thinking about using your selfmanaged super fund to buy an investment property, the window for one popular strategy is closing — and the date is now locked in. On 26 June 2026, legislat...
Jokuda Insights | July 2026 Here's something most business owners don't realise: the lending market has moved on from the idea that a credit file has to be spotless before anyone will look at you. The...
It's easy to read that as a blip. I don't think it is. What's pulling prices down isn't a oneoff. Borrowing capacity has dropped 7 to 8 percent on the back of higher rates, and that feeds straight int...
