Expert advice on home loans, business finance, and financial planning
An insight piece for Australian pensioners — and the families helping them. There's a quiet myth that being on the Age Pension shuts you out of borrowing. It doesn't. Australian credit law sets no max...
What the Consumer Data Right expansion means for borrowers, business owners, and anyone with an Afterpay account they've forgotten about. For years, open banking in Australia really only covered the b...
A Jokuda market insight — June 2026 For most of last year, the conversation in Australian lending was about how far rates would fall. That conversation is over. The Reserve Bank has reversed course wi...
Published by Jokuda | May 2026 You got approved. The bank said yes. The keys are yours. So why does every month still feel like a scramble? You're not imagining it. And you're not alone. Right now, o...
Plain English. No jargon. Three changes that hit your home loan whether you noticed or not. The three things you need to know Tuesday night's federal budget did three things that affect every Austra...
The new CGT rules just handed every existing property investor a onetime, can'tberedone tax break. Most won't realise it exists until it's too late. Here's what's actually at stake, and what you need ...
Prepared: 10 May 2026 (48 hours before the 2026–27 Federal Budget) Audience: Joe Woo, MD, Jokuda Pty Ltd Scope: Current policy state, leaked budget detail, predicted outcomes (short/medium/long term),...
There was a time when eBay was the internet's flea market, garage sale, and antique store all rolled into one. You could buy a Beanie Baby, a 1967 Mustang, and someone's used graphics card without lea...
Jokuda Insights · Home Loans · Refinancing By Joe Woo, CFA · Founder, Jokuda Pty Ltd · 14 April 2026 · 18 min read Over 640,000 Australians refinanced in 2025. Most chased a lower rate. Many overlook...
Jokuda Insights | April 2026 Australians are carrying more personal debt than almost anyone on earth. With household debt sitting at 112% of GDP — second only to Switzerland — and credit card balanc...
Why the $1.6 billion "win" for consumers may be little more than a pricing shell game — and where the real impact lies. Jokuda Insights | Payments & Fintech Analysis 31 March 2026 | Author: Joe | joku...
